Full-service direct mortgage lender offering customizable home loans.

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123 Mortgage Experts

We Make The Loan Process Easy!

Our mission is to provide objective, personalized financial loan options through direct dialogue with our lending decision makers and our superior understanding of the mortgage industry.
The 123 Mortgage Team is driven by an unmatched passion for helping borrowers understand and make educated decisions about their financial future. We share our vast knowledge in the industry by offering the best customizable loan programs, a range of mortgage tools, top-notch customer service, prompt communication and the best rates available.

Meet The Experts

Kevin Puntney

Kevin Puntney

Midwest Sales Manager

NMLS #: 260687

Chris Cooper

Chris Cooper

Sr. Loan Officer

NMLS #: 403454

123 Mortgage Team proudly services throughout Missouri and Kansas and is powered by American Financial Network, Inc. (AFN), a full service, direct mortgage lender, headquartered in Brea, California. AFN is a licensed Mortgage Banker across the United States.

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123 Mortgage American Financial Network Inc.

American Financial Network, Inc., DBA 123 Mortgage, is not a government entity; CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341).

A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower's financial condition. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

© 123 Mortgage, powered by American Financial Network, Inc. All Rights Reserved. Equal Housing Lender.