Full-service direct mortgage lender offering customizable home loans.

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Slide background

ESTIMATE YOUR
AFFORDABILITY

123 Mortgage offers helpful online mortgage tools
to help you to determine your bottom line and
make the right decision

MORTGAGE TOOLS LET'S GET STARTED
Slide background

ESTIMATE YOUR
AFFORDABILITY

123 Mortgage offers helpful online mortgage tools
to help you to determine your bottom line and
make the right decision

MORTGAGE TOOLS LET'S GET STARTED
Slide background

ESTIMATE YOUR
AFFORDABILITY

123 Mortgage offers helpful online mortgage tools
to help you to determine your bottom line and
make the right decision

MORTGAGE TOOLS LET'S GET STARTED

St. Louis Mortgage Experts

123 Mortgage licensed mortgage professionals deliver quality service and expert knowledge.

Our mission at 123 Mortgage is to provide objective, personalized financial loan options through direct dialogue with our lending decision makers, a superior understanding of the mortgage industry and a truly unmatched passion for helping individual borrowers. With the 123 Mortgage Team, we make the loan process simple!

New Home Purchase Loans

New Home Purchase Loans

Benefits of Home OwnershipYou may reap mortgage tax deduction benefits as well as capital gains exclusion. PLUS, buying is cheaper than renting long term*.

*AFN is not a tax or financial advisor, and individual tax circumstances may vary. Please consult a licensed tax professional and appropriate government agencies to determine tax consequences of homeownership.

Refine Your Mortgage

Refine Your Mortgage

Benefits of RefinancingRefinancing can potentially lower your monthly mortgage payment and interest rate, shorten your overal term or allow you to cash out for that project you've been waiting to do.
Debt Consolidation Loans

Debt Consolidation Loans

Reduce Debt and StressA debt consolidation loan can give you the power to consolidate high interest debts and potentially lower your monthly payment resulting in more money in your pocket each month.

Customizable Loan Programs Mortgage Calculator Tools

Fixed Rate Mortgages

Obtain the security of a stable monthly payment throughout the life of the mortgage.

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FHA Streamline Financing

Reduce your interest rate, a decrease in your monthly MI fee, or possibly both of these things.

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Cash Out Mortgage

This type of loan offers flexibility and variety so you can meet a diverse range of borrower needs.

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Conventional Loans

Your standard traditional mortgage with fixed rates and adjustable rates available.

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Refinancing

A refinance loan can save money, reduce your payments or convert equity into cash.

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FHA Loans

The biggest benefit of an FHA loan is the ability to put a smaller amount of money down.

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USDA Loans

Buyers can purchase a primary residence without a down payment in qualifying areas.

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VA Loans

Made by lenders and guaranteed by the VA to eligible veterans for the purchase of a home.

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Read Our Reviews


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123 Mortgage American Financial Network Inc.

American Financial Network, Inc., DBA 123 Mortgage, is not a government entity; CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341).

A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower's financial condition. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

© 123 Mortgage, powered by American Financial Network, Inc. All Rights Reserved. Equal Housing Lender.